I've been getting away from my quilting articles to talk about other things. Don't worry if you like quilts. I am working on some projects right now.
There has been a lot of talk about the article put out by the Fraser Institute article regarding the
costs of raising children in Canada. In the article, the author, Chris Sarlo, suggested that it cost $2100 for a four-year-old and $4100 for a 12-year-old. I don't have a 12-year-old yet, but I feel that the cost he quoted for a 4-year-old to be reasonable.
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| Guess how much this cost? It was free! (Minus the cost of sunscreen.) |
Apparently, I am the only one who thinks this. There has been a deluge of parents and experts claiming that this amount is totally unreasonable. For example,
this author sees the estimate as foolish particularly because it doesn't include childcare costs. (He also admits to spending $4000 for a week of dance camp for his daughter which screams EXCESSIVE!) According to Sarlo's report, less than 50% of Canadians use any kind of paid childcare. (This includes me--I don't even use babysitters! I would also say that a majority of my friends don't have paid childcare at all. But maybe we are the rich elite? My little bungalow might suggest otherwise.)
So I started to look around on the web to see if there was anyone who agreed with this report. I couldn't find anyone. I did click on a promising link by
Frugal Edmonton Mama, but she didn't really seem to agree. Although she did omit things from her calculation like (my comments follow):
- preschool (not a necessity)
- swimming lessons (we've been personally experimenting with just taking the kids to the pool during free times and they are all learning to swim quite well)
- preschool gym (maybe try the playground? Even McDonalds has a nice playground in winter which you can put all your kids on for the price of a small coffee and muffin--$1.39)
- horse-back riding lessons (?!)
she did include RESP contributions and her larger house. (I'm amazed at how many people think RESPs is a necessity. Although I admit it would be nice, I do not think that it should be taken out of money that would otherwise go towards food. Now, if you discontinue horse-back riding lessons and use that money for RESPs, then that would be another story.)
Anyway, the frugal in Frugal Edmonton Mama is a misnomer. We are definitely raising our four kids on less than $2500/year each (what we actually spend) and we even plan crazy, epic vacations--like the one we are planning for Florida in February. (Regina is cold in winter.)
Here is his chart from the Fraser Institute report:
Spending 4 year old child (G) 12 year old child (B)
Food $1,638.60 $2,517.12
Clothing $332.33 $519.04
Personal care $114.05 $222.64
Household supplies $127.68 $127.68
Personal allowances,
recreation,
religion,
school supplies $51.72 $728.56
Total $2,264.38 $4,115.04
FOOD:
According to his calculations, it costs $1.50/meal for a 4-year-old
and $2.30/meal for a 12-year-old. My personal calculations say that we
spend about $1.40/meal for each member of our family (or $700/month
assuming exactly 3 meals a day). I think we eat quite well, but I also
feel that I am quite careful about our food spending. We also eat at home 90% of the time.
CLOTHING:
I rarely buy clothing for the kids. I "put the word out" and now have a deluge of people giving us clothing. I
wouldn't be surprised if we spent about $332.33 (the 4 y/o rate) on all
four of our kids in a year. Not shopping is the ultimate in being frugal. There are so many perfectly good clothes that are used. And no kid needs more than two pairs of jeans. I'm sorry. Please read my post minimizing clothes
here.
PERSONAL CARE:
I'm not sure what this would include other than soap and sunscreen? This seems like a lot to me as a result. (Or maybe it would include diapers, but I do cloth. And really, a 4-year-old should not still be needing diapers, so that doesn't make sense either.)
ETC. CATEGORY:
Maybe
this is low as it would barely cover the cost of a bicycle (at the 4
y/o rate) and is only $14/week for the 12 y/o. But he did outline that
this is the basics. It certainly wouldn't include ANY type of lessons
taken over the year (eg: piano costs $15-20/week), but would pay for a
few rounds of swimming lessons ($42/session).
Am I crazy here? Am I the only one who agrees with the Fraser Institute's assessment? Let me know your thoughts...